University of Tennessee Renters Insurance
Help protect your property at University of Tennessee
with Renters Insurance
FAST
Get your free quote in
under a minute
INEXPENSIVE
Average cost is less than
$16 per month
SIMPLE
No credit score needed to
issue a policy
Renters insurance is essential for all students living on or off-campus, especially those attending the University of Tennessee-Knoxville (UTK). Students may mistakenly believe that their landlord's insurance policy covers their personal belongings in case of damage or theft - however, this is not the case. Landlord policies only cover the building structure, not the tenant's personal property such as electronics, furniture, and clothing. Therefore, to protect their belongings from loss or damage, UTK students need to obtain renters insurance.
Moreover, renters insurance not only covers personal belongings but also offers liability coverage. For instance, if a UTK student accidentally causes a fire in their rented apartment, they could be held responsible for damages to the property, and the damage could easily run into thousands of dollars. Renters insurance can help cover the damages in such a scenario.
Overall, UTK students should consider purchasing renters insurance to protect their personal property and financial interests in case of an accident or emergency. The University of Tennessee notifies students that they are responsible for purchasing insurance for their personal property and that purchasing renters insurance is recommended.
- Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
- Homeowners Insurance Alternative. No credit checks and a lower deductible
- Worldwide Coverage. Your belongings are covered anywhere in the world.
- Liability Protection. Coverage if you accidentally damage your place of residence.
- Replacement Cost. If your old property is stolen, we’ll pay for the new version.
If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. Uloop has partnered with GradGuard to offer UTK students the GradGuard College Renters Insurance Plan to protect your property on campus and around the world.
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